JURISDICTION
United States Crypto Laws
STATE EXPLORER
United States state crypto law tracker
Track state-level crypto legislation, strategic reserve proposals, licensing regimes, and enforcement frameworks.
50STATES TRACKED
41WITH PROFILES
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142 related laws
| Law / Regulation ↕ | Jurisdiction ↕ | Status ↕ | Effective ↕ | Topics | Summary | Official Source |
|---|---|---|---|---|---|---|
| North Carolina CBDC ProhibitionSession Law 2024-48 / House Bill 690 · Act · Added Sep 17, 2026 | USUS-NC | Effective | Sep 09, 2024 | cbdcs-state-issued-tokensbanking-financial-access+2 more | North Carolina bars state agencies and the General Court of Justice from accepting CBDC payments or participating in Federal Reserve branch CBDC testing. | www.ncleg.gov ↗ |
| Arizona HB 2749: Bitcoin and Digital Assets Reserve FundArizona HB 2749 / Chapter 150 (2025) · Act · Added Sep 17, 2026 | USUS-AZ | Effective | Sep 26, 2025 | CustodyEnforcement & Asset Recovery+2 more | Arizona HB 2749 creates the Bitcoin and Digital Assets Reserve Fund, updates unclaimed-property rules for digital assets, and requires abandoned digital assets to be delivered in … | www.azleg.gov ↗ |
| Wyoming Stable Token Act2023 Wyo. Sess. Laws ch. 185; W.S. §§ 40-31-101–110 · Act · Added Sep 17, 2026 | USUS-WY | Effective | Mar 17, 2023 | Custodycbdcs-state-issued-tokens+3 more | Wyoming law creating a state stable token commission and authorizing U.S. dollar-redeemable stable tokens backed through statutory trust, reserve, liquidity, redemption, procureme… | wyoleg.gov ↗ |
| Texas SB 21: Strategic Bitcoin Reserve and Investment ActTex. S.B. 21; Tex. Gov't Code §§ 403.701-403.709 · Act · Added Sep 17, 2026 | USUS-TX | Effective | Jun 20, 2025 | CustodyMarket Structure & Regulatory Perimeter+1 more | Texas SB 21 creates a special fund outside the state treasury for bitcoin and qualifying cryptocurrency, administered by the comptroller with advisory, custody, liquidity, audit, … | capitol.texas.gov ↗ |
| BitLicense: New York Crypto Regulation23 NYCRR Part 200; DFS-29-14-00015-A · Regulation · Added Sep 17, 2026 | USUS-NY | Effective | Jun 24, 2015 | AML / CFTConsumer Protection+3 more | New York DFS rule requiring a license or approved banking-law charter for covered virtual currency business activity involving New York or New York residents, with compliance, cap… | www.dfs.ny.gov ↗ |
| California Digital Financial Assets Law (DFAL)Cal. Fin. Code Div. 1.25, §§ 3101-3907 · Act · Added Sep 17, 2026 | USUS-CA | Effective | Jan 01, 2024 | Consumer ProtectionCustody+3 more | California’s DFAL creates a DFPI licensing and supervision regime for many digital-asset businesses serving California residents, with phased kiosk rules and a July 1, 2026 licens… | dfpi.ca.gov ↗ |
| Tennessee Strategic Bitcoin Reserve Act (SB 2639)TN SB2639 / HB1695 (114th GA) · Bill · Added Sep 17, 2026 | USUS-TN | Repealed | — | CustodyMarket Structure & Regulatory Perimeter+1 more | Tennessee SB2639 would have authorized the state treasurer to invest limited eligible state funds in Bitcoin. It was not enacted before the 114th General Assembly adjourned. | wapp.capitol.tn.gov ↗ |
| Responsible Financial Innovation Act (S.2281)S.2281 (118th Congress) · Act · Added Sep 17, 2026 | USUnited States | Repealed | — | Consumer ProtectionMarket Structure & Regulatory Perimeter+4 more | S.2281 was a federal crypto market-structure bill covering CFTC/SEC roles, intermediaries, stablecoins, tax, and illicit finance. It was not enacted. | www.congress.gov ↗ |
| Anti-CBDC Surveillance State ActH.R. 1919; S. 1318 (119th Congress) · Bill · Added Sep 17, 2026 | USUnited States | Passed | — | cbdcs-state-issued-tokensbanking-financial-access+2 more | H.R. 1919 would bar Federal Reserve retail CBDC issuance, direct consumer accounts, CBDC development, and CBDC monetary-policy use. It passed the House and is pending Senate actio… | www.govinfo.gov ↗ |
| Executive Order 14178: Strengthening American Leadership in Digital Financial TechnologyEO 14178; 90 FR 8647; FR Doc. 2025-02123 · Executive Order · Added Sep 17, 2026 | USUnited States | Effective | Jan 23, 2025 | CustodyMarket Structure & Regulatory Perimeter+3 more | U.S. executive order revoking EO 14067, setting federal digital asset policy, creating the President’s Working Group on Digital Asset Markets, and directing agencies not to establ… | www.federalregister.gov ↗ |
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